Terms of Service

These Terms of Service govern your use of prosperusgroup.com and any products or services offered by The ProsperUs Business Inc. ("we," "us," or "our"). By accessing this site or purchasing from us, you agree to these terms. If you do not agree, please do not use our site.

We are incorporated in Alberta, Canada. These terms are governed by the laws of the Province of Alberta and the federal laws of Canada applicable therein.

1. What We Offer

The ProsperUs Business Inc. provides:

•       Online courses and digital training programs

•       Coaching services (individual and group)

•       Consulting services for businesses

We sell directly to individual professionals and to businesses purchasing on behalf of their teams. Where the context requires, different terms may apply to corporate purchasers — these are noted in the relevant sections below.

2. Accounts

Account creation is not currently required to purchase from us. When account functionality is introduced, we will update these terms accordingly. You will be notified of any material changes.

3. Payments

All transactions are processed securely through Stripe. The ProsperUs Business Inc. does not store your payment card information. By completing a purchase, you authorize Stripe to charge the applicable fees. Stripe's own terms and privacy policy apply to all payment processing.

Prices are displayed in Canadian dollars (CAD) unless otherwise stated. If you are purchasing from outside Canada, currency conversion rates and any applicable local taxes or duties are your responsibility.

4. Refund Policy

We offer a 30-day refund on all courses, calculated from the date your course access ends.

To request a refund, contact us at [email protected] with your order details. Refunds are processed to your original payment method within 5–10 business days.

Refund eligibility:

•       Courses: eligible for 30 days after your access period ends

•       Coaching sessions: cancellations made at least 48 hours before a scheduled session are fully refundable; cancellations made within 48 hours are not refundable

•       Consulting engagements: refund terms are set out in the applicable consulting agreement

We reserve the right to decline refund requests where there is evidence of misuse, repeated purchase-and-refund patterns, or violation of these terms.

5. Digital Content and Downloadable Resources

Some of our products include downloadable materials such as templates, worksheets, and frameworks. These are provided for your personal or internal business use only.

You may:

•       Download and use materials for your own professional development

•       Share materials internally within the organization that purchased access

You may not:

•       Reproduce, redistribute, resell, or publicly share our materials without written permission

•       Use our content to create competing products or training programs

•       Remove any copyright notices, branding, or attribution

All content, materials, and intellectual property on this site remain the exclusive property of The ProsperUs Business Inc. Purchasing access grants you a limited, non-exclusive, non-transferable licence to use the materials — it does not transfer ownership.

6. Referral Program

The ProsperUs Business Inc. operates a referral program. If you refer someone who purchases a course through your unique referral link, you will receive CAD $100 per completed qualifying purchase.

Program terms:

•       Referral payments are issued after the referred purchase is confirmed and any applicable refund window has closed

•       Self-referrals are not eligible

•       Referral links may not be used in paid advertising without our prior written consent

•       We reserve the right to modify or discontinue the program with reasonable notice

•       Payments are issued via [payment method — e.g. Stripe, e-transfer] and may be subject to applicable tax reporting requirements

Participants in the referral program are independent of The ProsperUs Business Inc. and are not employees, agents, or representatives.

7. Educational Content — Not Professional Advice

Our courses, coaching, and consulting materials are designed for career development and professional skill-building purposes. They are educational in nature.

Nothing in our content constitutes legal, financial, psychological, or medical advice. Career and professional guidance provided is general in nature and may not apply to your specific situation, employer, jurisdiction, or circumstances.

You are responsible for independently assessing how any information or frameworks apply to your own professional context. Results will vary by individual.

8. User Conduct

When using our site and services, you agree not to:

•       Use our content or platform for any unlawful purpose

•       Attempt to gain unauthorized access to any part of our systems

•       Interfere with the integrity or performance of our services

•       Misrepresent your identity or affiliation when purchasing on behalf of an organization

•       Harass, defame, or harm other users or members of our community

9. Limitation of Liability

To the fullest extent permitted by applicable law, The ProsperUs Business Inc. and its directors, employees, and contractors are not liable for:

•       Indirect, incidental, consequential, or punitive damages arising from your use of our services

•       Loss of revenue, profits, data, or business opportunities

•       Outcomes resulting from applying our educational content to your specific professional situation

Our aggregate liability for any claim arising from your use of our services is limited to the total amount you paid us in the six (6) months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for consequential damages. Where such laws apply, the above limitations apply to the extent permitted by law.

10. Intellectual Property

All content on this site — including course materials, coaching frameworks, written content, video content, templates, and branding — is owned by or licensed to The ProsperUs Business Inc. and protected under applicable Canadian copyright and intellectual property law.

You may not reproduce, republish, transmit, or distribute any content without our express written permission. Requests for permission can be directed to [email protected].

11. International Users

Our site is operated from Alberta, Canada. If you are accessing our services from outside Canada, you do so at your own initiative and are responsible for compliance with any applicable local laws.

We do not specifically target users in the European Economic Area, the United Kingdom, or other jurisdictions with distinct consumer protection or data privacy regimes. However, if you are located in such a jurisdiction, please refer to our Privacy Policy for information about how we handle your personal data.

12. Privacy

Your use of our site is also governed by our Privacy Policy, which is incorporated into these terms by reference. Our Privacy Policy describes how we collect, use, and protect your personal information in accordance with the Personal Information Protection Act (Alberta) and applicable federal privacy legislation.

13. Changes to These Terms

We may update these terms from time to time. When we do, we will revise the effective date at the top of this page. For material changes, we will provide reasonable notice via email or a prominent notice on our site. Your continued use of our services after any update constitutes your acceptance of the revised terms.

14. Governing Law and Disputes

These terms are governed by the laws of the Province of Alberta and the applicable federal laws of Canada, without regard to conflict of law principles.

Any disputes arising from these terms or your use of our services will be resolved in the courts of Alberta, Canada. You agree to submit to the personal jurisdiction of those courts.

Before initiating any formal dispute, we encourage you to contact us at [email protected] to attempt to resolve the issue informally. We will make good-faith efforts to address your concern within 10 business days.

15. Contact

Questions about these terms? Contact us at:

The ProsperUs Business Inc.

Calgary, Alberta, Canada

Email: [email protected]

These terms were last updated on June 1, 2026. The ProsperUs Business Inc. reserves all rights not expressly granted herein.